# Citigroup - Citigroup, Inc. Common Stock (C)

Stock code C · Yahoo ticker C · Sector: Banking

Overall fundamentals score: 87/100 (Strong). Top 1% of scored stocks.

## Pillar scores

| Pillar | Score | Status |
|---|---|---|
| Business Strength | 80/100 | Strong |
| Financial Safety | 100/100 | Strong |
| Cash & Dividends | 50/100 | Okay |
| Price Fairness | 100/100 | Strong |
| Risk | 100/100 | Strong |

## Every measure

Citigroup (C): Overall score: 87/100 (Strong)

Business Strength: 80/100 (Strong)
Return on Equity (ROE) 9% - Okay
4-Year Revenue Growth +6%/yr - Okay
4-Year Profit Growth +28%/yr - Strong
Net Profit Margin 21% - Strong
Quarterly Momentum +10% - Strong

Financial Safety: 100/100 (Strong)
Impaired Loans 0.31% - Strong
Loan Loss Coverage 742% - Strong
Capital Ratio (CET1) 13.8% - Strong

Cash & Dividends: 50/100 (Okay)
Dividend Quality 2% - Weak
Cash & Cash Equivalents Growing & covers near-term debt - Strong
Dividend Payout Ratio 28% - Okay

Price Fairness: 100/100 (Strong)
P/E Ratio 10.6× - Strong
P/B Ratio 1× - Strong
PEG Ratio 0.4 - Strong

Risk: 100/100 (Strong)
Earnings Consistency Steady - Strong
Share Count Trend (4yr) -4%/yr - Strong
Quarterly Consistency 1 of 4 quarters down - Strong

## Common questions

### What is Citigroup's fundamentals score?

Citigroup (C) scores 87/100 (Strong) on Score Your Stock's educational fundamentals model: in the top 1% of 503 scored S&P 500 stocks.

### Which pillar is Citigroup strongest and weakest on?

Its strongest pillar is Financial Safety (100/100); its weakest is Cash & Dividends (50/100).

### How does Citigroup rank against its sector?

Citigroup ranks #2 of 14 scored Banking stocks on Score Your Stock.

### Does Citigroup pay dividends?

Yes. Citigroup (C) has a dividend yield of 2%, from dividends with an ex-date in the last 12 months. It pays out 28% of its profit as dividends. Its Cash & Dividends pillar scores 50/100.

### How do I buy Citigroup shares?

From Malaysia, open an account with a broker that offers US shares (many local and app-based brokers do), convert ringgit to US dollars, then buy C. US shares trade one share at a time, not in lots of 100. Check the currency conversion fee and US dividend tax (usually 30% withheld for Malaysians) before you buy.

### How is this score calculated?

The overall score pools every measure across 5 weighted pillars: Business Strength, Financial Safety, Cash & Dividends, Price Fairness, and Risk. It uses the same rules as our Bursa scores. For banks, Financial Safety checks nonaccrual (impaired) loans, loan loss coverage and the CET1 capital ratio, from the FDIC call report of the group's main bank. Full methodology and the default weights: https://scoreyourstock.com/how. This is an educational tool, not investment advice.

### What is Citigroup (C), in plain English?

Citigroup (C) is a Banking company (Banks - Diversified). On Score Your Stock's fundamentals check, it scores 87/100, rated Strong. Its biggest strength is Financial Safety (100/100); its main watch-out is Cash & Dividends (50/100). Shares currently cost about 11 years of its current profit to buy (P/E 10.6×). It also pays back about 2.0% of the share price as dividends each year. Full breakdown and daily-updated score: https://scoreyourstock.com/stocks/us/c-citigroup

Market data as of 31 Oct 2026.
Full page with charts and explanations: https://scoreyourstock.com/stocks/us/c-citigroup
Educational tool, not investment advice. Data isn't real-time.