# Brown & Brown - Brown & Brown, Inc. Common Stock (BRO)

Stock code BRO · Yahoo ticker BRO · Sector: Financial Services

Overall fundamentals score: 63/100 (Okay). Top 25% of scored stocks.

## Pillar scores

| Pillar | Score | Status |
|---|---|---|
| Business Strength | 90/100 | Strong |
| Financial Safety | 50/100 | Okay |
| Cash & Dividends | 75/100 | Okay |
| Price Fairness | 50/100 | Okay |
| Risk | 50/100 | Okay |

## Every measure

Brown & Brown (BRO): Overall score: 63/100 (Okay)

Business Strength: 90/100 (Strong)
Return on Equity (ROE) 10% - Okay
4-Year Revenue Growth +18%/yr - Strong
4-Year Profit Growth +12%/yr - Strong
Net Profit Margin 18% - Strong
Quarterly Momentum +33% - Strong

Financial Safety: 50/100 (Okay)
Debt-to-Equity 0.6× - Okay
Current Ratio 1.1× - Okay
Interest Coverage 4.7× - Okay

Cash & Dividends: 75/100 (Okay)
Dividend Quality 1% - Weak
Operating Cash Flow Positive & growing - Strong
Free Cash Flow Positive & growing - Strong
Cash & Cash Equivalents Growing & covers near-term debt - Strong

Price Fairness: 50/100 (Okay)
P/E Ratio 18.7× - Okay
P/B Ratio 1.8× - Okay
PEG Ratio 1.6 - Okay

Risk: 50/100 (Okay)
Earnings Consistency Steady - Strong
Debt Trend (4yr) Rising - Weak
Share Count Trend (4yr) +5%/yr - Okay
Asset Turnover Trend (4yr) -18% - Weak
Quarterly Consistency 1 of 4 quarters down - Strong

## Common questions

### What is Brown & Brown's fundamentals score?

Brown & Brown (BRO) scores 63/100 (Okay) on Score Your Stock's educational fundamentals model: in the top 25% of 503 scored S&P 500 stocks.

### Which pillar is Brown & Brown strongest and weakest on?

Its strongest pillar is Business Strength (90/100); its weakest is Financial Safety (50/100).

### How does Brown & Brown rank against its sector?

Brown & Brown ranks #25 of 56 scored Financial Services stocks on Score Your Stock.

### Does Brown & Brown pay dividends?

Yes. Brown & Brown (BRO) has a dividend yield of 1%, from dividends with an ex-date in the last 12 months. It pays out 18% of its profit as dividends. Its Cash & Dividends pillar scores 75/100.

### Is Brown & Brown undervalued?

On price alone, Brown & Brown (BRO) scores 50/100 (Okay) on Score Your Stock's Price Fairness pillar. Its P/E is 18.7×, so the price equals about 19 years of current profit. The pillar compares the share price with the company's profit, profit growth, assets and free cash, and its earnings yield with the government bond yield. A high score means the price looks cheap on these numbers; a low score means it looks expensive. It does not predict where the price goes next.

### How do I buy Brown & Brown shares?

From Malaysia, open an account with a broker that offers US shares (many local and app-based brokers do), convert ringgit to US dollars, then buy BRO. US shares trade one share at a time, not in lots of 100. Your broker will ask you to fill in a W-8BEN form, which tells the US you are not a US taxpayer. Malaysia has no income tax treaty with the US, so 30% of every dividend is withheld. Check the currency conversion fee too before you buy.

### How is this score calculated?

The overall score pools every measure across 5 weighted pillars: Business Strength, Financial Safety, Cash & Dividends, Price Fairness, and Risk. It uses the same rules as our Bursa scores. For banks, Financial Safety checks nonaccrual (impaired) loans, loan loss coverage and the CET1 capital ratio, from the FDIC call report of the group's main bank. Full methodology and the default weights: https://scoreyourstock.com/how. This is an educational tool, not investment advice.

### What is Brown & Brown (BRO), in plain English?

Brown & Brown (BRO) is a Financial Services company (Insurance Brokers). On Score Your Stock's fundamentals check, it scores 63/100, rated Okay. Its biggest strength is Business Strength (90/100); its main watch-out is Financial Safety (50/100). Shares currently cost about 19 years of its current profit to buy (P/E 18.7×). It also pays back about 0.9% of the share price as dividends each year. Full breakdown and daily-updated score: https://scoreyourstock.com/stocks/us/bro-brown-brown

Market data as of 31 Oct 2026.
Full page with charts and explanations: https://scoreyourstock.com/stocks/us/bro-brown-brown
Educational tool, not investment advice. Data isn't real-time.