# Bank of America - Bank of America Corporation Common Stock (BAC)

Stock code BAC · Yahoo ticker BAC · Sector: Banking

Overall fundamentals score: 77/100 (Okay). Top 3% of scored stocks.

## Pillar scores

| Pillar | Score | Status |
|---|---|---|
| Business Strength | 70/100 | Okay |
| Financial Safety | 100/100 | Strong |
| Cash & Dividends | 50/100 | Okay |
| Price Fairness | 67/100 | Okay |
| Risk | 100/100 | Strong |

## Every measure

Bank of America (BAC): Overall score: 77/100 (Okay)

Business Strength: 70/100 (Okay)
Return on Equity (ROE) 11% - Okay
4-Year Revenue Growth +6%/yr - Okay
4-Year Profit Growth +7%/yr - Okay
Net Profit Margin 26% - Strong
Quarterly Momentum +10% - Strong

Financial Safety: 100/100 (Strong)
Impaired Loans 0.50% - Strong
Loan Loss Coverage 218% - Strong
Capital Ratio (CET1) 12.1% - Strong

Cash & Dividends: 50/100 (Okay)
Dividend Quality 2% - Weak
Cash & Cash Equivalents Partly healthy - Okay
Dividend Payout Ratio 30% - Strong

Price Fairness: 67/100 (Okay)
P/E Ratio 11.1× - Strong
P/B Ratio 1.2× - Okay
PEG Ratio 1.6 - Okay

Risk: 100/100 (Strong)
Earnings Consistency Steady - Strong
Share Count Trend (4yr) -3%/yr - Strong
Quarterly Consistency 0 of 4 quarters down - Strong

## Common questions

### What is Bank of America's fundamentals score?

Bank of America (BAC) scores 77/100 (Okay) on Score Your Stock's educational fundamentals model: in the top 3% of 503 scored S&P 500 stocks.

### Which pillar is Bank of America strongest and weakest on?

Its strongest pillar is Financial Safety (100/100); its weakest is Cash & Dividends (50/100).

### How does Bank of America rank against its sector?

Bank of America ranks #5 of 14 scored Banking stocks on Score Your Stock.

### Does Bank of America pay dividends?

Yes. Bank of America (BAC) has a dividend yield of 2.3%, from dividends with an ex-date in the last 12 months. It pays out 30% of its profit as dividends. Its Cash & Dividends pillar scores 50/100.

### How do I buy Bank of America shares?

From Malaysia, open an account with a broker that offers US shares (many local and app-based brokers do), convert ringgit to US dollars, then buy BAC. US shares trade one share at a time, not in lots of 100. Check the currency conversion fee and US dividend tax (usually 30% withheld for Malaysians) before you buy.

### How is this score calculated?

The overall score pools every measure across 5 weighted pillars: Business Strength, Financial Safety, Cash & Dividends, Price Fairness, and Risk. It uses the same rules as our Bursa scores. For banks, Financial Safety checks nonaccrual (impaired) loans, loan loss coverage and the CET1 capital ratio, from the FDIC call report of the group's main bank. Full methodology and the default weights: https://scoreyourstock.com/how. This is an educational tool, not investment advice.

### What is Bank of America (BAC), in plain English?

Bank of America (BAC) is a Banking company (Banks - Diversified). On Score Your Stock's fundamentals check, it scores 77/100, rated Okay. Its biggest strength is Financial Safety (100/100); its main watch-out is Cash & Dividends (50/100). Shares currently cost about 11 years of its current profit to buy (P/E 11.1×). It also pays back about 2.3% of the share price as dividends each year. Full breakdown and daily-updated score: https://scoreyourstock.com/stocks/us/bac-bank-of-america

Market data as of 31 Oct 2026.
Full page with charts and explanations: https://scoreyourstock.com/stocks/us/bac-bank-of-america
Educational tool, not investment advice. Data isn't real-time.