# Apple - Apple Inc. (AAPL)

Stock code AAPL · Yahoo ticker AAPL · Sector: Technology

Overall fundamentals score: 64/100 (Okay). Top 22% of scored stocks.

## Pillar scores

| Pillar | Score | Status |
|---|---|---|
| Business Strength | 90/100 | Strong |
| Financial Safety | 67/100 | Okay |
| Cash & Dividends | 75/100 | Okay |
| Price Fairness | 0/100 | Weak |
| Risk | 83/100 | Strong |

## Every measure

Apple (AAPL): Overall score: 64/100 (Okay)

Business Strength: 90/100 (Strong)
Return on Equity (ROE) 120% - Strong
4-Year Revenue Growth +7%/yr - Okay
4-Year Profit Growth +10%/yr - Strong
Net Profit Margin 28% - Strong
Quarterly Momentum +14% - Strong

Financial Safety: 67/100 (Okay)
Debt-to-Equity 0.8× - Okay
Current Ratio 1× - Okay
Interest Coverage 29.1× - Strong

Cash & Dividends: 75/100 (Okay)
Dividend Quality 0% - Weak
Operating Cash Flow Positive & growing - Strong
Free Cash Flow Positive & growing - Strong
Cash & Cash Equivalents Growing & covers near-term debt - Strong

Price Fairness: 0/100 (Weak)
P/E Ratio 39.3× - Weak
P/B Ratio 47.1× - Weak
PEG Ratio 4 - Weak

Risk: 83/100 (Strong)
Earnings Consistency Steady - Strong
Debt Trend (4yr) Falling - Strong
Share Count Trend (4yr) -2%/yr - Strong
Inventory vs Sales (4yr) +13.8 pp/yr vs sales - Weak
Asset Turnover Trend (4yr) +12% - Strong
Quarterly Consistency 0 of 4 quarters down - Strong

## Common questions

### What is Apple's fundamentals score?

Apple (AAPL) scores 64/100 (Okay) on Score Your Stock's educational fundamentals model: in the top 22% of 503 scored S&P 500 stocks.

### Which pillar is Apple strongest and weakest on?

Its strongest pillar is Business Strength (90/100); its weakest is Price Fairness (0/100).

### How does Apple rank against its sector?

Apple ranks #29 of 86 scored Technology stocks on Score Your Stock.

### Does Apple pay dividends?

Yes. Apple (AAPL) has a dividend yield of 0.3%, from dividends with an ex-date in the last 12 months. It pays out 12% of its profit as dividends. Its Cash & Dividends pillar scores 75/100.

### How do I buy Apple shares?

From Malaysia, open an account with a broker that offers US shares (many local and app-based brokers do), convert ringgit to US dollars, then buy AAPL. US shares trade one share at a time, not in lots of 100. Check the currency conversion fee and US dividend tax (usually 30% withheld for Malaysians) before you buy.

### How is this score calculated?

The overall score pools every measure across 5 weighted pillars: Business Strength, Financial Safety, Cash & Dividends, Price Fairness, and Risk. It uses the same rules as our Bursa scores. For banks, Financial Safety checks nonaccrual (impaired) loans, loan loss coverage and the CET1 capital ratio, from the FDIC call report of the group's main bank. Full methodology and the default weights: https://scoreyourstock.com/how. This is an educational tool, not investment advice.

### What is Apple (AAPL), in plain English?

Apple (AAPL) is a Technology company (Consumer Electronics). On Score Your Stock's fundamentals check, it scores 64/100, rated Okay. Its biggest strength is Business Strength (90/100); its main watch-out is Price Fairness (0/100). Shares currently cost about 39 years of its current profit to buy (P/E 39.3×). It also pays back about 0.3% of the share price as dividends each year. Full breakdown and daily-updated score: https://scoreyourstock.com/stocks/us/aapl-apple

Market data as of 31 Oct 2026.
Full page with charts and explanations: https://scoreyourstock.com/stocks/us/aapl-apple
Educational tool, not investment advice. Data isn't real-time.