# XL - XL HOLDINGS BERHAD (7121.KL)

Stock code 7121 · Yahoo ticker 7121.KL · Sector: Consumer Products & Services

Overall fundamentals score: 50/100 (Okay). Top 50% of scored stocks.

## Pillar scores

| Pillar | Score | Status |
|---|---|---|
| Business Strength | 70/100 | Okay |
| Financial Safety | 100/100 | Strong |
| Cash & Dividends | 13/100 | Weak |
| Price Fairness | 50/100 | Okay |
| Risk | 25/100 | Weak |

## Every measure

XL (7121.KL): Overall score: 50/100 (Okay)

Business Strength: 70/100 (Okay)
Return on Equity (ROE) 4% - Weak
4-Year Revenue Growth +15%/yr - Strong
4-Year Profit Growth +356%/yr - Strong
Net Profit Margin 7% - Okay
Quarterly Momentum +18% - Strong

Financial Safety: 100/100 (Strong)
Debt-to-Equity 0.1× - Strong
Current Ratio 10.1× - Strong
Interest Coverage 19.8× - Strong

Cash & Dividends: 13/100 (Weak)
Dividend Quality No dividends paid - Weak
Operating Cash Flow Negative recently - Weak
Free Cash Flow Negative recently - Weak
Cash & Cash Equivalents Partly healthy - Okay

Price Fairness: 50/100 (Okay)
P/E Ratio 47.1× - Weak
P/B Ratio 1.5× - Okay
PEG Ratio 0.1 - Strong

Risk: 25/100 (Weak)
Earnings Consistency Steady - Strong
Debt Trend (4yr) Rising - Weak
Share Count Trend (4yr) +35%/yr - Weak
Inventory vs Sales (4yr) +68.2 pp/yr vs sales - Weak
Asset Turnover Trend (4yr) -38.4% - Weak
Quarterly Consistency 2 of 4 quarters down - Okay

## Common questions

### What is XL's fundamentals score?

XL (7121.KL) scores 50/100 (Okay) on Score Your Stock's educational fundamentals model: in the top 50% of 1120 scored Bursa Malaysia stocks.

### Which pillar is XL strongest and weakest on?

Its strongest pillar is Financial Safety (100/100); its weakest is Cash & Dividends (13/100).

### How does XL rank against its sector?

XL ranks #118 of 241 scored Consumer Products & Services stocks on Score Your Stock.

### Does XL pay dividends?

XL (7121.KL) has not paid a dividend in the last 12 months.

### How do I buy XL shares?

Open a trading account and a CDS account with any Bursa Malaysia broker, then place a buy order for 7121.KL in lots of 100 shares. Broker fees for the same trade differ a lot between brokers: compare them for your trade size at https://scoreyourstock.com/tools/brokerage-fee-calculator.

### How is this score calculated?

The overall score pools every measure across 5 weighted pillars: Business Strength, Financial Safety, Cash & Dividends, Price Fairness, and Risk (for banks, Financial Safety checks impaired loans, loan loss coverage and the CET1 capital ratio instead of debt and liquidity). Full methodology, the default weights, and how to set your own: https://scoreyourstock.com/how. This is an educational tool, not investment advice.

### What is XL (7121.KL), in plain English?

An odd mix: fish farming and aquarium supplies, edible foods, pineapple growing and even edible bird's nest. On Score Your Stock's fundamentals check, it scores 50/100, rated Okay. Its biggest strength is Financial Safety (100/100); its main watch-out is Cash & Dividends (13/100). Shares currently cost about 47 years of its current profit to buy (P/E 47.1×). Full breakdown and daily-updated score: https://scoreyourstock.com/stocks/klse/7121-xl

Market data as of 18 Oct 2026.
Full page with charts and explanations: https://scoreyourstock.com/stocks/klse/7121-xl
Educational tool, not investment advice. Data isn't real-time.