# TAKAFUL - SYARIKAT TAKAFUL MALAYSIA KELUARGA BERHAD (6139.KL)

Stock code 6139 · Yahoo ticker 6139.KL · Sector: Financial Services

Overall fundamentals score: 68/100 (Okay). Top 20% of scored stocks.

## Pillar scores

| Pillar | Score | Status |
|---|---|---|
| Business Strength | 80/100 | Strong |
| Financial Safety | 100/100 | Strong |
| Cash & Dividends | 25/100 | Weak |
| Price Fairness | 67/100 | Okay |
| Risk | 80/100 | Strong |

## Every measure

TAKAFUL (6139.KL): Overall score: 68/100 (Okay)

Business Strength: 80/100 (Strong)
Return on Equity (ROE) 18% - Strong
4-Year Revenue Growth +11%/yr - Strong
4-Year Profit Growth +5%/yr - Okay
Net Profit Margin 10% - Okay
Quarterly Momentum +38% - Strong

Financial Safety: 100/100 (Strong)
Debt-to-Equity 0.2× - Strong
Interest Coverage 45× - Strong

Cash & Dividends: 25/100 (Weak)
Dividend Quality 6% - Weak
Operating Cash Flow Negative recently - Weak
Free Cash Flow Negative recently - Weak
Cash & Cash Equivalents Growing & covers near-term debt - Strong

Price Fairness: 67/100 (Okay)
P/E Ratio 6.4× - Strong
P/B Ratio 1× - Okay
PEG Ratio 1.4 - Okay

Risk: 80/100 (Strong)
Earnings Consistency Steady - Strong
Debt Trend (4yr) Rising - Weak
Share Count Trend (4yr) +1%/yr - Strong
Asset Turnover Trend (4yr) +10.7% - Strong
Quarterly Consistency 0 of 4 quarters down - Strong

## Common questions

### What is TAKAFUL's fundamentals score?

TAKAFUL (6139.KL) scores 68/100 (Okay) on Score Your Stock's educational fundamentals model: in the top 20% of 1120 scored Bursa Malaysia stocks.

### Which pillar is TAKAFUL strongest and weakest on?

Its strongest pillar is Financial Safety (100/100); its weakest is Cash & Dividends (25/100).

### How does TAKAFUL rank against its sector?

TAKAFUL ranks #17 of 38 scored Financial Services stocks on Score Your Stock.

### Does TAKAFUL pay dividends?

Yes. TAKAFUL (6139.KL) has a dividend yield of 6.2%, from dividends with an ex-date in the last 12 months. It pays out 41% of its profit as dividends. Its Cash & Dividends pillar scores 25/100.

### How do I buy TAKAFUL shares?

Open a trading account and a CDS account with any Bursa Malaysia broker, then place a buy order for 6139.KL in lots of 100 shares. Broker fees for the same trade differ a lot between brokers: compare them for your trade size at https://scoreyourstock.com/tools/brokerage-fee-calculator.

### How is this score calculated?

The overall score pools every measure across 5 weighted pillars: Business Strength, Financial Safety, Cash & Dividends, Price Fairness, and Risk (for banks, Financial Safety checks impaired loans, loan loss coverage and the CET1 capital ratio instead of debt and liquidity). Full methodology, the default weights, and how to set your own: https://scoreyourstock.com/how. This is an educational tool, not investment advice.

### What is TAKAFUL (6139.KL), in plain English?

Islamic insurer offering family and general takaful such as life, medical and motor cover. On Score Your Stock's fundamentals check, it scores 68/100, rated Okay. Its biggest strength is Financial Safety (100/100); its main watch-out is Cash & Dividends (25/100). Shares currently cost about 6 years of its current profit to buy (P/E 6.4×). It also pays back about 6.2% of the share price as dividends each year. Full breakdown and daily-updated score: https://scoreyourstock.com/stocks/klse/6139-takaful

Market data as of 18 Oct 2026.
Full page with charts and explanations: https://scoreyourstock.com/stocks/klse/6139-takaful
Educational tool, not investment advice. Data isn't real-time.