# HLBANK - HONG LEONG BANK BERHAD (5819.KL)

Stock code 5819 · Yahoo ticker 5819.KL · Sector: Financial Services

Overall fundamentals score: 73/100 (Okay). Top 12% of scored stocks.

## Pillar scores

| Pillar | Score | Status |
|---|---|---|
| Business Strength | 70/100 | Okay |
| Financial Safety | 67/100 | Okay |
| Cash & Dividends | 75/100 | Okay |
| Price Fairness | 67/100 | Okay |
| Risk | 100/100 | Strong |

## Every measure

HLBANK (5819.KL): Overall score: 73/100 (Okay)

Business Strength: 70/100 (Okay)
Return on Equity (ROE) 11% - Okay
4-Year Revenue Growth +5%/yr - Okay
4-Year Profit Growth +6%/yr - Okay
Net Profit Margin 69% - Strong
Quarterly Momentum +5% - Strong

Financial Safety: 67/100 (Okay)
Impaired Loans 0.57% - Strong
Loan Loss Coverage 80% - Okay
Capital Ratio (CET1) 12.9% - Okay

Cash & Dividends: 75/100 (Okay)
Dividend Quality 4% - Okay
Dividend Payout Ratio 44% - Strong

Price Fairness: 67/100 (Okay)
P/E Ratio 10.2× - Strong
P/B Ratio 1.1× - Okay
PEG Ratio 1.7 - Okay

Risk: 100/100 (Strong)
Earnings Consistency Steady - Strong
Share Count Trend (4yr) +0%/yr - Strong
Quarterly Consistency 0 of 4 quarters down - Strong

## Common questions

### What is HLBANK's fundamentals score?

HLBANK (5819.KL) scores 73/100 (Okay) on Score Your Stock's educational fundamentals model: in the top 12% of 1120 scored Bursa Malaysia stocks.

### Which pillar is HLBANK strongest and weakest on?

Its strongest pillar is Risk (100/100); its weakest is Financial Safety (67/100).

### How does HLBANK rank against its sector?

HLBANK ranks #9 of 38 scored Financial Services stocks on Score Your Stock.

### Does HLBANK pay dividends?

Yes. HLBANK (5819.KL) has a dividend yield of 4.2%, from dividends with an ex-date in the last 12 months. It pays out 44% of its profit as dividends. Its Cash & Dividends pillar scores 75/100.

### How do I buy HLBANK shares?

Open a trading account and a CDS account with any Bursa Malaysia broker, then place a buy order for 5819.KL in lots of 100 shares. Broker fees for the same trade differ a lot between brokers: compare them for your trade size at https://scoreyourstock.com/tools/brokerage-fee-calculator.

### How is this score calculated?

The overall score pools every measure across 5 weighted pillars: Business Strength, Financial Safety, Cash & Dividends, Price Fairness, and Risk (for banks, Financial Safety checks impaired loans, loan loss coverage and the CET1 capital ratio instead of debt and liquidity). Full methodology, the default weights, and how to set your own: https://scoreyourstock.com/how. This is an educational tool, not investment advice.

### What is HLBANK (5819.KL), in plain English?

A conservative, well-run bank known for strong asset quality and steady digital banking growth. On Score Your Stock's fundamentals check, it scores 73/100, rated Okay. Its biggest strength is Risk (100/100); its main watch-out is Financial Safety (67/100). Shares currently cost about 10 years of its current profit to buy (P/E 10.2×). It also pays back about 4.2% of the share price as dividends each year. Full breakdown and daily-updated score: https://scoreyourstock.com/stocks/klse/5819-hlbank

Market data as of 18 Oct 2026.
Full page with charts and explanations: https://scoreyourstock.com/stocks/klse/5819-hlbank
Educational tool, not investment advice. Data isn't real-time.