# 99SMART - 99 SPEED MART RETAIL HOLDINGS BERHAD (5326.KL)

Stock code 5326 · Yahoo ticker 5326.KL · Sector: Consumer Products & Services

Overall fundamentals score: 57/100 (Okay). Top 38% of scored stocks.

## Pillar scores

| Pillar | Score | Status |
|---|---|---|
| Business Strength | 88/100 | Strong |
| Financial Safety | 83/100 | Strong |
| Cash & Dividends | 63/100 | Okay |
| Price Fairness | 0/100 | Weak |
| Risk | 60/100 | Okay |

## Every measure

99SMART (5326.KL): Overall score: 57/100 (Okay)

Business Strength: 88/100 (Strong)
Return on Equity (ROE) 36% - Strong
4-Year Revenue Growth +10%/yr - Strong
4-Year Profit Growth +19%/yr - Strong
Net Profit Margin 5% - Okay

Financial Safety: 83/100 (Strong)
Debt-to-Equity 0.6× - Okay
Current Ratio 1.6× - Strong
Interest Coverage 18.8× - Strong

Cash & Dividends: 63/100 (Okay)
Dividend Quality 1% - Weak
Operating Cash Flow Positive & growing - Strong
Free Cash Flow Positive & growing - Strong
Cash & Cash Equivalents Partly healthy - Okay

Price Fairness: 0/100 (Weak)
P/E Ratio 38.9× - Weak
P/B Ratio 14.1× - Weak
PEG Ratio 2.1 - Weak

Risk: 60/100 (Okay)
Earnings Consistency Steady - Strong
Debt Trend (4yr) Rising - Weak
Share Count Trend (4yr) +0%/yr - Strong
Inventory vs Sales (4yr) -0 pp/yr vs sales - Strong
Asset Turnover Trend (4yr) -20.5% - Weak

## Common questions

### What is 99SMART's fundamentals score?

99SMART (5326.KL) scores 57/100 (Okay) on Score Your Stock's educational fundamentals model: in the top 38% of 1120 scored Bursa Malaysia stocks.

### Which pillar is 99SMART strongest and weakest on?

Its strongest pillar is Business Strength (88/100); its weakest is Price Fairness (0/100).

### How does 99SMART rank against its sector?

99SMART ranks #86 of 241 scored Consumer Products & Services stocks on Score Your Stock.

### Does 99SMART pay dividends?

Yes. 99SMART (5326.KL) has a dividend yield of 1.4%, from dividends with an ex-date in the last 12 months. It pays out 56% of its profit as dividends. That payout is at least 3 times its best earlier year, so it is likely a one-off rather than a regular dividend. Its Cash & Dividends pillar scores 63/100.

### How do I buy 99SMART shares?

Open a trading account and a CDS account with any Bursa Malaysia broker, then place a buy order for 5326.KL in lots of 100 shares. Broker fees for the same trade differ a lot between brokers: compare them for your trade size at https://scoreyourstock.com/tools/brokerage-fee-calculator.

### How is this score calculated?

The overall score pools every measure across 5 weighted pillars: Business Strength, Financial Safety, Cash & Dividends, Price Fairness, and Risk (for banks, Financial Safety checks impaired loans, loan loss coverage and the CET1 capital ratio instead of debt and liquidity). Full methodology, the default weights, and how to set your own: https://scoreyourstock.com/how. This is an educational tool, not investment advice.

### What is 99SMART (5326.KL), in plain English?

Runs 99 Speedmart, Malaysia's biggest mini-market chain, with thousands of outlets. It is also known as 99 Speedmart. On Score Your Stock's fundamentals check, it scores 57/100, rated Okay. Its biggest strength is Business Strength (88/100); its main watch-out is Price Fairness (0/100). Shares currently cost about 39 years of its current profit to buy (P/E 38.9×). Full breakdown and daily-updated score: https://scoreyourstock.com/stocks/klse/5326-99smart

Market data as of 18 Oct 2026.
Full page with charts and explanations: https://scoreyourstock.com/stocks/klse/5326-99smart
Educational tool, not investment advice. Data isn't real-time.