# TUNEPRO - TUNE PROTECT GROUP BERHAD (5230.KL)

Stock code 5230 · Yahoo ticker 5230.KL · Sector: Financial Services

Overall fundamentals score: 42/100 (Okay). Bottom 37% of scored stocks.

## Pillar scores

| Pillar | Score | Status |
|---|---|---|
| Business Strength | 20/100 | Weak |
| Financial Safety | 100/100 | Strong |
| Cash & Dividends | 0/100 | Weak |
| Price Fairness | 50/100 | Okay |
| Risk | 50/100 | Okay |

## Every measure

TUNEPRO (5230.KL): Overall score: 42/100 (Okay)

Business Strength: 20/100 (Weak)
Return on Equity (ROE) 4% - Weak
4-Year Revenue Growth +1%/yr - Okay
4-Year Profit Growth n/m (loss-making) - Weak
Net Profit Margin 6% - Okay
Quarterly Momentum -10% - Weak

Financial Safety: 100/100 (Strong)
Debt-to-Equity 0× - Strong
Interest Coverage 229.2× - Strong

Cash & Dividends: 0/100 (Weak)
Dividend Quality No dividends paid - Weak
Operating Cash Flow Negative recently - Weak
Free Cash Flow Negative recently - Weak

Price Fairness: 50/100 (Okay)
P/E Ratio 8.5× - Okay
P/B Ratio 0.3× - Strong
PEG Ratio n/m (growth not measurable) - Weak

Risk: 50/100 (Okay)
Earnings Consistency Very bumpy - Weak
Debt Trend (4yr) Stable - Okay
Share Count Trend (4yr) +0%/yr - Strong
Asset Turnover Trend (4yr) +17.8% - Strong
Quarterly Consistency 3 of 4 quarters down - Weak

## Common questions

### What is TUNEPRO's fundamentals score?

TUNEPRO (5230.KL) scores 42/100 (Okay) on Score Your Stock's educational fundamentals model: in the bottom 37% of 1120 scored Bursa Malaysia stocks.

### Which pillar is TUNEPRO strongest and weakest on?

Its strongest pillar is Financial Safety (100/100); its weakest is Cash & Dividends (0/100).

### How does TUNEPRO rank against its sector?

TUNEPRO ranks #33 of 38 scored Financial Services stocks on Score Your Stock.

### Does TUNEPRO pay dividends?

Yes. TUNEPRO (5230.KL) has a dividend yield of 5.4%, from dividends with an ex-date in the last 12 months. It pays out 47% of its profit as dividends. That payout is at least 3 times its best earlier year, so it is likely a one-off rather than a regular dividend. Its Cash & Dividends pillar scores 0/100.

### How do I buy TUNEPRO shares?

Open a trading account and a CDS account with any Bursa Malaysia broker, then place a buy order for 5230.KL in lots of 100 shares. Broker fees for the same trade differ a lot between brokers: compare them for your trade size at https://scoreyourstock.com/tools/brokerage-fee-calculator.

### How is this score calculated?

The overall score pools every measure across 5 weighted pillars: Business Strength, Financial Safety, Cash & Dividends, Price Fairness, and Risk (for banks, Financial Safety checks impaired loans, loan loss coverage and the CET1 capital ratio instead of debt and liquidity). Full methodology, the default weights, and how to set your own: https://scoreyourstock.com/how. This is an educational tool, not investment advice.

### What is TUNEPRO (5230.KL), in plain English?

General insurer behind Tune Protect travel and car insurance, sold heavily through AirAsia. On Score Your Stock's fundamentals check, it scores 42/100, rated Okay. Its biggest strength is Financial Safety (100/100); its main watch-out is Cash & Dividends (0/100). Shares currently cost about 9 years of its current profit to buy (P/E 8.5×). Full breakdown and daily-updated score: https://scoreyourstock.com/stocks/klse/5230-tunepro

Market data as of 18 Oct 2026.
Full page with charts and explanations: https://scoreyourstock.com/stocks/klse/5230-tunepro
Educational tool, not investment advice. Data isn't real-time.