# ELKDESA - ELK-DESA RESOURCES BERHAD (5228.KL)

Stock code 5228 · Yahoo ticker 5228.KL · Sector: Financial Services

Overall fundamentals score: 48/100 (Okay). Bottom 48% of scored stocks.

## Pillar scores

| Pillar | Score | Status |
|---|---|---|
| Business Strength | 20/100 | Weak |
| Financial Safety | 83/100 | Strong |
| Cash & Dividends | 25/100 | Weak |
| Price Fairness | 50/100 | Okay |
| Risk | 58/100 | Okay |

## Every measure

ELKDESA (5228.KL): Overall score: 48/100 (Okay)

Business Strength: 20/100 (Weak)
Return on Equity (ROE) 6% - Weak
4-Year Revenue Growth +7%/yr - Okay
4-Year Profit Growth -7%/yr - Weak
Net Profit Margin 14% - Okay
Quarterly Momentum +2% - Weak

Financial Safety: 83/100 (Strong)
Debt-to-Equity 0.8× - Okay
Current Ratio 1.9× - Strong
Interest Coverage Debt-free - Strong

Cash & Dividends: 25/100 (Weak)
Dividend Quality 5% - Weak
Operating Cash Flow Negative recently - Weak
Free Cash Flow Positive but bumpy - Okay
Cash & Cash Equivalents Partly healthy - Okay

Price Fairness: 50/100 (Okay)
P/E Ratio 15.1× - Okay
P/B Ratio 0.9× - Strong
PEG Ratio n/m (growth not measurable) - Weak

Risk: 58/100 (Okay)
Earnings Consistency Very bumpy - Weak
Debt Trend (4yr) Rising - Weak
Share Count Trend (4yr) -1%/yr - Strong
Inventory vs Sales (4yr) -13.3 pp/yr vs sales - Strong
Asset Turnover Trend (4yr) +11.9% - Strong
Quarterly Consistency 2 of 4 quarters down - Okay

## Common questions

### What is ELKDESA's fundamentals score?

ELKDESA (5228.KL) scores 48/100 (Okay) on Score Your Stock's educational fundamentals model: in the bottom 48% of 1120 scored Bursa Malaysia stocks.

### Which pillar is ELKDESA strongest and weakest on?

Its strongest pillar is Financial Safety (83/100); its weakest is Business Strength (20/100).

### How does ELKDESA rank against its sector?

ELKDESA ranks #31 of 38 scored Financial Services stocks on Score Your Stock.

### Does ELKDESA pay dividends?

Yes. ELKDESA (5228.KL) has a dividend yield of 4.6%, from dividends with an ex-date in the last 12 months. It pays out 68% of its profit as dividends. Its Cash & Dividends pillar scores 25/100.

### How do I buy ELKDESA shares?

Open a trading account and a CDS account with any Bursa Malaysia broker, then place a buy order for 5228.KL in lots of 100 shares. Broker fees for the same trade differ a lot between brokers: compare them for your trade size at https://scoreyourstock.com/tools/brokerage-fee-calculator.

### How is this score calculated?

The overall score pools every measure across 5 weighted pillars: Business Strength, Financial Safety, Cash & Dividends, Price Fairness, and Risk (for banks, Financial Safety checks impaired loans, loan loss coverage and the CET1 capital ratio instead of debt and liquidity). Full methodology, the default weights, and how to set your own: https://scoreyourstock.com/how. This is an educational tool, not investment advice.

### What is ELKDESA (5228.KL), in plain English?

Lends hire purchase loans for used cars and also sells home furniture. On Score Your Stock's fundamentals check, it scores 48/100, rated Okay. Its biggest strength is Financial Safety (83/100); its main watch-out is Business Strength (20/100). Shares currently cost about 15 years of its current profit to buy (P/E 15.1×). It also pays back about 4.6% of the share price as dividends each year. Full breakdown and daily-updated score: https://scoreyourstock.com/stocks/klse/5228-elkdesa

Market data as of 18 Oct 2026.
Full page with charts and explanations: https://scoreyourstock.com/stocks/klse/5228-elkdesa
Educational tool, not investment advice. Data isn't real-time.