# ALLIANZ - ALLIANZ MALAYSIA BERHAD (1163.KL)

Stock code 1163 · Yahoo ticker 1163.KL · Sector: Financial Services

Overall fundamentals score: 85/100 (Strong). Top 3% of scored stocks.

## Pillar scores

| Pillar | Score | Status |
|---|---|---|
| Business Strength | 100/100 | Strong |
| Financial Safety | 100/100 | Strong |
| Cash & Dividends | 63/100 | Okay |
| Price Fairness | 100/100 | Strong |
| Risk | 70/100 | Okay |

## Every measure

ALLIANZ (1163.KL): Overall score: 85/100 (Strong)

Business Strength: 100/100 (Strong)
Return on Equity (ROE) 16% - Strong
4-Year Revenue Growth +8%/yr - Strong
4-Year Profit Growth +10%/yr - Strong
Net Profit Margin 18% - Strong
Quarterly Momentum +18% - Strong

Financial Safety: 100/100 (Strong)
Debt-to-Equity 0× - Strong
Interest Coverage 996.1× - Strong

Cash & Dividends: 63/100 (Okay)
Dividend Quality 6% - Weak
Operating Cash Flow Positive but bumpy - Okay
Free Cash Flow Positive & growing - Strong
Cash & Cash Equivalents Growing & covers near-term debt - Strong

Price Fairness: 100/100 (Strong)
P/E Ratio 3.7× - Strong
P/B Ratio 0.6× - Strong
PEG Ratio 0.4 - Strong

Risk: 70/100 (Okay)
Earnings Consistency Steady - Strong
Debt Trend (4yr) Rising - Weak
Share Count Trend (4yr) +1%/yr - Strong
Asset Turnover Trend (4yr) +8.4% - Okay
Quarterly Consistency 0 of 4 quarters down - Strong

## Common questions

### What is ALLIANZ's fundamentals score?

ALLIANZ (1163.KL) scores 85/100 (Strong) on Score Your Stock's educational fundamentals model: in the top 3% of 1120 scored Bursa Malaysia stocks.

### Which pillar is ALLIANZ strongest and weakest on?

Its strongest pillar is Business Strength (100/100); its weakest is Cash & Dividends (63/100).

### How does ALLIANZ rank against its sector?

ALLIANZ ranks #2 of 38 scored Financial Services stocks on Score Your Stock.

### Does ALLIANZ pay dividends?

Yes. ALLIANZ (1163.KL) has a dividend yield of 5.9%, from dividends with an ex-date in the last 12 months. It pays out 24% of its profit as dividends. Its Cash & Dividends pillar scores 63/100.

### How do I buy ALLIANZ shares?

Open a trading account and a CDS account with any Bursa Malaysia broker, then place a buy order for 1163.KL in lots of 100 shares. Broker fees for the same trade differ a lot between brokers: compare them for your trade size at https://scoreyourstock.com/tools/brokerage-fee-calculator.

### How is this score calculated?

The overall score pools every measure across 5 weighted pillars: Business Strength, Financial Safety, Cash & Dividends, Price Fairness, and Risk (for banks, Financial Safety checks impaired loans, loan loss coverage and the CET1 capital ratio instead of debt and liquidity). Full methodology, the default weights, and how to set your own: https://scoreyourstock.com/how. This is an educational tool, not investment advice.

### What is ALLIANZ (1163.KL), in plain English?

Sells car, home, and life insurance, plus investment-linked and retirement plans. On Score Your Stock's fundamentals check, it scores 85/100, rated Strong. Its biggest strength is Business Strength (100/100); its main watch-out is Cash & Dividends (63/100). Shares currently cost about 4 years of its current profit to buy (P/E 3.7×). It also pays back about 5.9% of the share price as dividends each year. Full breakdown and daily-updated score: https://scoreyourstock.com/stocks/klse/1163-allianz

Market data as of 18 Oct 2026.
Full page with charts and explanations: https://scoreyourstock.com/stocks/klse/1163-allianz
Educational tool, not investment advice. Data isn't real-time.