# HLFG - HONG LEONG FINANCIAL GROUP BERHAD (1082.KL)

Stock code 1082 · Yahoo ticker 1082.KL · Sector: Financial Services

Overall fundamentals score: 74/100 (Okay). Top 11% of scored stocks.

## Pillar scores

| Pillar | Score | Status |
|---|---|---|
| Business Strength | 70/100 | Okay |
| Financial Safety | 50/100 | Okay |
| Cash & Dividends | 50/100 | Okay |
| Price Fairness | 100/100 | Strong |
| Risk | 100/100 | Strong |

## Every measure

HLFG (1082.KL): Overall score: 74/100 (Okay)

Business Strength: 70/100 (Okay)
Return on Equity (ROE) 10% - Okay
4-Year Revenue Growth +5%/yr - Okay
4-Year Profit Growth +6%/yr - Okay
Net Profit Margin 46% - Strong
Quarterly Momentum +6% - Strong

Financial Safety: 50/100 (Okay)
Impaired Loans 0.57% - Strong
Loan Loss Coverage 80% - Okay
Capital Ratio (CET1) 11.8% - Weak

Cash & Dividends: 50/100 (Okay)
Dividend Quality 4% - Okay
Dividend Payout Ratio 25% - Okay

Price Fairness: 100/100 (Strong)
P/E Ratio 6× - Strong
P/B Ratio 0.6× - Strong
PEG Ratio 1 - Strong

Risk: 100/100 (Strong)
Earnings Consistency Steady - Strong
Share Count Trend (4yr) +0%/yr - Strong
Quarterly Consistency 1 of 4 quarters down - Strong

## Common questions

### What is HLFG's fundamentals score?

HLFG (1082.KL) scores 74/100 (Okay) on Score Your Stock's educational fundamentals model: in the top 11% of 1120 scored Bursa Malaysia stocks.

### Which pillar is HLFG strongest and weakest on?

Its strongest pillar is Price Fairness (100/100); its weakest is Financial Safety (50/100).

### How does HLFG rank against its sector?

HLFG ranks #7 of 38 scored Financial Services stocks on Score Your Stock.

### Does HLFG pay dividends?

Yes. HLFG (1082.KL) has a dividend yield of 3.9%, from dividends with an ex-date in the last 12 months. It pays out 25% of its profit as dividends. Its Cash & Dividends pillar scores 50/100.

### How do I buy HLFG shares?

Open a trading account and a CDS account with any Bursa Malaysia broker, then place a buy order for 1082.KL in lots of 100 shares. Broker fees for the same trade differ a lot between brokers: compare them for your trade size at https://scoreyourstock.com/tools/brokerage-fee-calculator.

### How is this score calculated?

The overall score pools every measure across 5 weighted pillars: Business Strength, Financial Safety, Cash & Dividends, Price Fairness, and Risk (for banks, Financial Safety checks impaired loans, loan loss coverage and the CET1 capital ratio instead of debt and liquidity). Full methodology, the default weights, and how to set your own: https://scoreyourstock.com/how. This is an educational tool, not investment advice.

### What is HLFG (1082.KL), in plain English?

The holding company behind Hong Leong Bank and its insurance and investment arms. On Score Your Stock's fundamentals check, it scores 74/100, rated Okay. Its biggest strength is Price Fairness (100/100); its main watch-out is Financial Safety (50/100). Shares currently cost about 6 years of its current profit to buy (P/E 6.0×). It also pays back about 3.9% of the share price as dividends each year. Full breakdown and daily-updated score: https://scoreyourstock.com/stocks/klse/1082-hlfg

Market data as of 18 Oct 2026.
Full page with charts and explanations: https://scoreyourstock.com/stocks/klse/1082-hlfg
Educational tool, not investment advice. Data isn't real-time.