# WHITMAN - WHITMAN HOLDINGS BERHAD (03070.KL)

Stock code 03070 · Yahoo ticker 03070.KL · Sector: Financial Services

Overall fundamentals score: 57/100 (Okay). Top 38% of scored stocks.

## Pillar scores

| Pillar | Score | Status |
|---|---|---|
| Business Strength | 63/100 | Okay |
| Financial Safety | 100/100 | Strong |
| Cash & Dividends | 63/100 | Okay |
| Price Fairness | 0/100 | Weak |
| Risk | 67/100 | Okay |

## Every measure

WHITMAN (03070.KL): Overall score: 57/100 (Okay)

Business Strength: 63/100 (Okay)
Return on Equity (ROE) 46% - Strong
4-Year Revenue Growth +9%/yr - Strong
4-Year Profit Growth -7%/yr - Weak
Net Profit Margin 11% - Okay

Financial Safety: 100/100 (Strong)
Debt-to-Equity 0.1× - Strong
Current Ratio 2× - Strong
Interest Coverage 188.7× - Strong

Cash & Dividends: 63/100 (Okay)
Dividend Quality No dividends paid - Weak
Operating Cash Flow Positive but bumpy - Okay
Free Cash Flow Positive & growing - Strong
Cash & Cash Equivalents Growing & covers near-term debt - Strong

Price Fairness: 0/100 (Weak)
P/E Ratio 25.8× - Weak
P/B Ratio 7.1× - Weak
PEG Ratio n/m (growth not measurable) - Weak

Risk: 67/100 (Okay)
Earnings Consistency Steady - Strong
Debt Trend (4yr) Rising - Weak
Asset Turnover Trend (4yr) +19.7% - Strong

## Common questions

### What is WHITMAN's fundamentals score?

WHITMAN (03070.KL) scores 57/100 (Okay) on Score Your Stock's educational fundamentals model: in the top 38% of 1120 scored Bursa Malaysia stocks.

### Which pillar is WHITMAN strongest and weakest on?

Its strongest pillar is Financial Safety (100/100); its weakest is Price Fairness (0/100).

### How does WHITMAN rank against its sector?

WHITMAN ranks #26 of 38 scored Financial Services stocks on Score Your Stock.

### Does WHITMAN pay dividends?

WHITMAN (03070.KL) has not paid a dividend in the last 12 months.

### How do I buy WHITMAN shares?

Open a trading account and a CDS account with any Bursa Malaysia broker, then place a buy order for 03070.KL in lots of 100 shares. Broker fees for the same trade differ a lot between brokers: compare them for your trade size at https://scoreyourstock.com/tools/brokerage-fee-calculator.

### How is this score calculated?

The overall score pools every measure across 5 weighted pillars: Business Strength, Financial Safety, Cash & Dividends, Price Fairness, and Risk (for banks, Financial Safety checks impaired loans, loan loss coverage and the CET1 capital ratio instead of debt and liquidity). Full methodology, the default weights, and how to set your own: https://scoreyourstock.com/how. This is an educational tool, not investment advice.

### What is WHITMAN (03070.KL), in plain English?

Provides financial and retirement planning advice, sells unit trusts and private retirement schemes, and offers insurance consulting and will writing. On Score Your Stock's fundamentals check, it scores 57/100, rated Okay. Its biggest strength is Financial Safety (100/100); its main watch-out is Price Fairness (0/100). Shares currently cost about 26 years of its current profit to buy (P/E 25.8×). Full breakdown and daily-updated score: https://scoreyourstock.com/stocks/klse/03070-whitman

Market data as of 18 Oct 2026.
Full page with charts and explanations: https://scoreyourstock.com/stocks/klse/03070-whitman
Educational tool, not investment advice. Data isn't real-time.