# EMCC - EVERGREEN MAX CASH CAPITAL BERHAD (0286.KL)

Stock code 0286 · Yahoo ticker 0286.KL · Sector: Financial Services

Overall fundamentals score: 59/100 (Okay). Top 33% of scored stocks.

## Pillar scores

| Pillar | Score | Status |
|---|---|---|
| Business Strength | 100/100 | Strong |
| Financial Safety | 50/100 | Okay |
| Cash & Dividends | 13/100 | Weak |
| Price Fairness | 83/100 | Strong |
| Risk | 50/100 | Okay |

## Every measure

EMCC (0286.KL): Overall score: 59/100 (Okay)

Business Strength: 100/100 (Strong)
Return on Equity (ROE) 17% - Strong
4-Year Revenue Growth +36%/yr - Strong
4-Year Profit Growth +45%/yr - Strong
Net Profit Margin 19% - Strong
Quarterly Momentum +49% - Strong

Financial Safety: 50/100 (Okay)
Debt-to-Equity 1.5× - Weak
Current Ratio 1.9× - Strong
Interest Coverage 4.6× - Okay

Cash & Dividends: 13/100 (Weak)
Dividend Quality 3% - Weak
Operating Cash Flow Negative recently - Weak
Free Cash Flow Negative recently - Weak
Cash & Cash Equivalents Partly healthy - Okay

Price Fairness: 83/100 (Strong)
P/E Ratio 8.1× - Strong
P/B Ratio 1.3× - Okay
PEG Ratio 0.2 - Strong

Risk: 50/100 (Okay)
Earnings Consistency Steady - Strong
Debt Trend (4yr) Rising - Weak
Share Count Trend (4yr) +0%/yr - Strong
Inventory vs Sales (4yr) +15.8 pp/yr vs sales - Weak
Asset Turnover Trend (4yr) -12.9% - Weak
Quarterly Consistency 0 of 4 quarters down - Strong

## Common questions

### What is EMCC's fundamentals score?

EMCC (0286.KL) scores 59/100 (Okay) on Score Your Stock's educational fundamentals model: in the top 33% of 1120 scored Bursa Malaysia stocks.

### Which pillar is EMCC strongest and weakest on?

Its strongest pillar is Business Strength (100/100); its weakest is Cash & Dividends (13/100).

### How does EMCC rank against its sector?

EMCC ranks #24 of 38 scored Financial Services stocks on Score Your Stock.

### Does EMCC pay dividends?

Yes. EMCC (0286.KL) has a dividend yield of 2.8%, from dividends with an ex-date in the last 12 months. It pays out 22% of its profit as dividends. That payout is at least 3 times its best earlier year, so it is likely a one-off rather than a regular dividend. Its Cash & Dividends pillar scores 13/100.

### How do I buy EMCC shares?

Open a trading account and a CDS account with any Bursa Malaysia broker, then place a buy order for 0286.KL in lots of 100 shares. Broker fees for the same trade differ a lot between brokers: compare them for your trade size at https://scoreyourstock.com/tools/brokerage-fee-calculator.

### How is this score calculated?

The overall score pools every measure across 5 weighted pillars: Business Strength, Financial Safety, Cash & Dividends, Price Fairness, and Risk (for banks, Financial Safety checks impaired loans, loan loss coverage and the CET1 capital ratio instead of debt and liquidity). Full methodology, the default weights, and how to set your own: https://scoreyourstock.com/how. This is an educational tool, not investment advice.

### What is EMCC (0286.KL), in plain English?

Runs pawnshops, retails gold and luxury goods, and sells pawnbroking software and consulting to other pawnbrokers. On Score Your Stock's fundamentals check, it scores 59/100, rated Okay. Its biggest strength is Business Strength (100/100); its main watch-out is Cash & Dividends (13/100). Shares currently cost about 8 years of its current profit to buy (P/E 8.1×). Full breakdown and daily-updated score: https://scoreyourstock.com/stocks/klse/0286-emcc

Market data as of 18 Oct 2026.
Full page with charts and explanations: https://scoreyourstock.com/stocks/klse/0286-emcc
Educational tool, not investment advice. Data isn't real-time.