# PPJACK - PAPPAJACK BERHAD (0242.KL)

Stock code 0242 · Yahoo ticker 0242.KL · Sector: Financial Services

Overall fundamentals score: 52/100 (Okay). Top 45% of scored stocks.

## Pillar scores

| Pillar | Score | Status |
|---|---|---|
| Business Strength | 90/100 | Strong |
| Financial Safety | 83/100 | Strong |
| Cash & Dividends | 0/100 | Weak |
| Price Fairness | 17/100 | Weak |
| Risk | 67/100 | Okay |

## Every measure

PPJACK (0242.KL): Overall score: 52/100 (Okay)

Business Strength: 90/100 (Strong)
Return on Equity (ROE) 11% - Okay
4-Year Revenue Growth +9%/yr - Strong
4-Year Profit Growth +17%/yr - Strong
Net Profit Margin 23% - Strong
Quarterly Momentum +14% - Strong

Financial Safety: 83/100 (Strong)
Debt-to-Equity 0.7× - Okay
Current Ratio 2.6× - Strong
Interest Coverage 6.7× - Strong

Cash & Dividends: 0/100 (Weak)
Dividend Quality 1% - Weak
Operating Cash Flow Negative recently - Weak
Free Cash Flow Negative recently - Weak
Cash & Cash Equivalents Shrinking & thin - Weak

Price Fairness: 17/100 (Weak)
P/E Ratio 21× - Weak
P/B Ratio 2.3× - Weak
PEG Ratio 1.2 - Okay

Risk: 67/100 (Okay)
Earnings Consistency Steady - Strong
Debt Trend (4yr) Rising - Weak
Share Count Trend (4yr) -0%/yr - Strong
Inventory vs Sales (4yr) -13.6 pp/yr vs sales - Strong
Asset Turnover Trend (4yr) -23.9% - Weak
Quarterly Consistency 0 of 4 quarters down - Strong

## Common questions

### What is PPJACK's fundamentals score?

PPJACK (0242.KL) scores 52/100 (Okay) on Score Your Stock's educational fundamentals model: in the top 45% of 1120 scored Bursa Malaysia stocks.

### Which pillar is PPJACK strongest and weakest on?

Its strongest pillar is Business Strength (90/100); its weakest is Cash & Dividends (0/100).

### How does PPJACK rank against its sector?

PPJACK ranks #29 of 38 scored Financial Services stocks on Score Your Stock.

### Does PPJACK pay dividends?

Yes. PPJACK (0242.KL) has a dividend yield of 1.4%, from dividends with an ex-date in the last 12 months. It pays out 30% of its profit as dividends. Its Cash & Dividends pillar scores 0/100.

### How do I buy PPJACK shares?

Open a trading account and a CDS account with any Bursa Malaysia broker, then place a buy order for 0242.KL in lots of 100 shares. Broker fees for the same trade differ a lot between brokers: compare them for your trade size at https://scoreyourstock.com/tools/brokerage-fee-calculator.

### How is this score calculated?

The overall score pools every measure across 5 weighted pillars: Business Strength, Financial Safety, Cash & Dividends, Price Fairness, and Risk (for banks, Financial Safety checks impaired loans, loan loss coverage and the CET1 capital ratio instead of debt and liquidity). Full methodology, the default weights, and how to set your own: https://scoreyourstock.com/how. This is an educational tool, not investment advice.

### What is PPJACK (0242.KL), in plain English?

Runs around 41 pawnshops across Malaysia, lending against gold, jewellery and watches. On Score Your Stock's fundamentals check, it scores 52/100, rated Okay. Its biggest strength is Business Strength (90/100); its main watch-out is Cash & Dividends (0/100). Shares currently cost about 21 years of its current profit to buy (P/E 21.0×). It also pays back about 1.4% of the share price as dividends each year. Full breakdown and daily-updated score: https://scoreyourstock.com/stocks/klse/0242-ppjack

Market data as of 18 Oct 2026.
Full page with charts and explanations: https://scoreyourstock.com/stocks/klse/0242-ppjack
Educational tool, not investment advice. Data isn't real-time.